When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card. However, if you don't shop at Walmart that often, one of the top rewards credit cards or no-annual-fee cards is probably a better fit. , or a flat-rate cash-back card like the Citi® Double Cash Cardīottom line: The Capital One Walmart Rewards® Mastercard®† is a good choice for frequent Walmart shoppers, and comes with perks you might not expect from a store-branded credit card. Otherwise, you'll likely do better with a credit card that earns bonus rewards across broader categories, like the Chase Freedom Flex℠ That said, this card really only makes sense if you spend a substantial amount on purchases. And if you're approved for the World Elite Mastercard version of the card, you'll receive even more perks, including cell phone protection. Read more: The best cash-back credit cardsĪlthough it doesn't come with a traditional welcome bonus, new Capital One Walmart Rewards® Mastercard®† cardholders can earn 5% back in Walmart stores when using Walmart Pay (its branded mobile wallet) for the first 12 months of account opening.įor a no-annual-fee card, the Capital One Walmart Rewards® Mastercard®† comes with surprisingly good benefits, including purchase protection, price protection, and extended warranty. Cardholders also earn 2% back in Walmart stores, Murphy USA and Walmart gas stations, and on restaurants and travel, and 1% back on all other eligible purchases. You can use it anywhere Mastercard is accepted, and it earns strong rewards in certain categories - including 5% cash back at (including pickup and delivery) with no cap. The Capital One Walmart Rewards® Mastercard®†ĭoesn't quite fit the store credit card mold. This is one of the reasons why we normally recommend avoiding store credit cards - with a handful of exceptions. You could also end up getting stung by exorbitant fees and interest if you end up carrying a balance, because store cards are notorious for charging extremely high rates. While it can be tempting to apply for a store credit card to get a discount upfront, in many cases, the benefits of opening a store card are short-lived. Store credit cards are usually not the best option if you want to maximize rewards on your spending. Review: Is the Capital One Walmart Rewards card the best credit card for you?
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |